I talked to an insurance salesman in Lincoln that has sold environmental
insurance to landfills and the like. He indicated that it is not
possible to get discounts on general liability insurance for good
environmental performance because environmental clean-ups, liabilities,
fines, etc. are not covered. Nowadays, general liability insurance
almost always has clauses excluding environmental liabilities from
Another way to look at this is that most businesses, printers included,
are "self-insured"-- i.e. fully responsible themselves-- for
environmental liabilities. So, the less damage they do the less the
have to pay.
Good environmental performance could lead to reduced costs for special
environmental insurance-- but this insurance is very expensive and few
businesses but it.
On the other hand, all businesses are required to buy worker
compensation insurance. And good health and safety records (reduced
frequency and severity of claims) can lead to discouts on this.